For questions, contact Ideal CU Senior Business Relationship Specialist Josh Anderson at 651-773-2763 or by email at [email protected]. This day in age, accepting credit and debit card payments is a must. When it comes to your business's cash flow, it's critical to work with a provider you.register for your new, Ideal CU Debit Rewards! Winter 2022-23 Newsletter. President's Corner 2 Business Spotlight: Aesop's Table 3 Super Mortgage. Professionals3 Call for Board Nominations 4 Dora Maxwell Award 4 Small Change 5 Introducing RenoFi . for Home Renovations 5 IDEAL INSIDER New! Ideal CU Debit Rewards From IdealShe has been an employee for Ideal CU for more than 20 years. Her key role is to connect with members in the community about Ideal CU through different platforms. Some of Geneva's hobbies include finding recipes on Pinterest and testing them out for her family, watching her three children play ALL the sports, and of course binge watching her ...★ Ideal CU Partners With Enterprise Car Sales ★ T-Mobile: Get $50 When You Switch! ★ TruStage Insurance Discounts ★ See All Member Benefits & Discounts. OUR LOCATIONS. Schedule an in-person or video appointment. Eagan. 3225 Denmark Ave Eagan, MN 55121. Inver Grove. 7791 Amana TrailGet plugged into Ideal CU news and download the Dollars & Sense newsletters: Winter 2013 - 2014 Summer/Fall 2013 Spring 2013 Winter 2012 - 2013 FaIdeal Credit Union Branch Location at 8499 Tamarack Rd, Woodbury, MN 55125 - Hours of Operation, Phone Number, Services, Routing Numbers, Address, Directions and Reviews. Reminder that Ideal CU will never contact you and ask for any identifying account information. If you believe you have given personal information to a scammer, contact us immediately . Digital Banking Maintenance : Digital Banking will be unavailable due to scheduled system maintenance beginning on Saturday, April 6th beginning at 10:00 pm, and ... Here are six reasons to consider switching to eStatements. Check your accounts at a glance. With eStatements, there's no need to wait for your monthly statement to arrive in the mail. With just a few clicks, you can check your account balance at any time, anywhere, using the mobile device of your choice. Clear out the clutter.The Ideal CU Student Credit Union is an innovative approach in business education, teaching students the basic principles and practices of the Financial Services industry. The in-school credit union branch operates fully at Tartan High School and provides the opportunity for students and teachers to conduct a number of financial transactions.Ideal CU gave members an extra chance to win $1,000, with one drawing each week. Members are automatically entered with every purchase made using their Ideal Debit or My Rewards™ Debit Card. Our monthly Use & Win debit card promotion began in January of 2017, and to date, Ideal CU has given away $48,000 to 48 lucky members chosen by random An Ideal CU Mastercard® Debit Card with Ideal CU Rewards. 24/7 access to your account with Ideal Digital Banking and Mobile App. Check balances, transfer funds, pay bills, deposit checks remotely and more! Direct Deposit with Early Payday benefits. Access to a nationwide surcharge-free* ATM Network. She has been an employee for Ideal CU for more than 20 years. Her key role is to connect with members in the community about Ideal CU through different platforms. Some of Geneva's hobbies include finding recipes on Pinterest and testing them out for her family, watching her three children play ALL the sports, and of course binge watching her ... Reminder that Ideal CU will never contact you and ask for any identifying account information. If you believe you have given personal information to a scammer, contact us immediately. Stay up-to-date with the latest cyber security news with our Cyber Security Resources page. We would like to show you a description here but the site won't allow us.Today, Ideal CU is celebrating a 10-year milestone anniversary - please help us congratulate Adam! Thank you, Adam, for all your hard work and dedication. We…4.41%. 4.50%. *APY = Annual Percentage Yield is accurate as of October 10, 2023. Rates subject to change at any time. Interest is compounded and paid monthly. Minimum $25,000 to open account. If balance falls below $25,000, the account will earn 0.00% APY. Interest begins to accrue on the business day you deposit any non-cash item.Overview. Established in 1926, Ideal Credit Union proudly calls Woodbury, Minnesota home. For over 98 years, Ideal CU has been a trusted financial partner, boasting a network of 6 branches and 6 ATMs across the country.. As the 10 th largest credit union in Minnesota Ideal Credit Union stewards over $1 Billion in assets and proudly serves over 50,000 loyal members.WOODBURY, MN (April 30, 2014) -- Postal Credit Union (PCU) is excited to announce it is changing its name to Ideal Credit Union, effective June of 2014.4540 Hits. (Woodbury, MN – December 21, 2016) – When Ideal Credit Union’s new Stillwater branch opened for business on December 5, 2016, it was more than just another new office opening - it was history in the making. That day, Ideal officially became the first credit union to operate in the Stillwater community in its 162 years of …Find a Branch or ATM. Ideal Credit Union has six locations conveniently located in and around the Twin Cities Metro Area. Members enjoy access to their funds and accounts with CO-OP's nearly 30,000 surcharge-free* ATMs and 5,000+ shared branches nationwide. Additionally, MoneyPass® ATMs are available to Ideal CU members, surcharge-free.*.register for your new, Ideal CU Debit Rewards! Winter 2022-23 Newsletter. President's Corner 2 Business Spotlight: Aesop's Table 3 Super Mortgage. Professionals3 Call for Board Nominations 4 Dora Maxwell Award 4 Small Change 5 Introducing RenoFi . for Home Renovations 5 IDEAL INSIDER New! Ideal CU Debit Rewards From Idealregister for your new, Ideal CU Debit Rewards! Winter 2022-23 Newsletter. President's Corner 2 Business Spotlight: Aesop's Table 3 Super Mortgage. Professionals3 Call for Board Nominations 4 Dora Maxwell Award 4 Small Change 5 Introducing RenoFi . for Home Renovations 5 IDEAL INSIDER New! Ideal CU Debit Rewards From IdealIdeal Credit Union features Concrete & Foundation Solutions with Co-Owner Seth Krachmer. Visit idealcu.com/business-banking/business-member-spotlight to lear...Example of payment, pay $44.43 per month per $1,000 borrowed for 24 months at 6.24% APR. Rates are subject to change at any time. **Actual rates based on applicant's payment and credit history. To be eligible for an 84 month term, vehicle must be 2020 or newer and minimum loan amount must be $30,000. LTV restrictions may apply.Ideal CU offers a complete range of services, including a full suite of digital banking products, savings, checking, loans, mortgage products, exclusive VIP member payback, business services, and more. Offices are located in Eagan, Hugo, Inver Grove Heights, North St. Paul, Stillwater and Woodbury. Visit idealcu.com for details and …Close to 1,000 current Ideal CU members live in the Stillwater community. Founded in 1926, Ideal Credit Union is a member owned financial institution that specializes in providing excellent member service, great rates and convenience to 50,000 members. Ideal CU offers a complete range of services, including a full suite of electronic banking ...Aquí nos gustaría mostrarte una descripción, pero el sitio web que estás mirando no lo permite.RoundUp Savings occur when the Ideal CU Debit Card transactions are rounded up to an even dollar amount. An additional amount of $1 or $2 can also be added to each transaction and transferred to RoundUp Savings. If the minimum criteria are not met, the account earns 0.05% APY per month. *APY = Annual Percentage Yield.I n s u r e d b y N C U A. 2 0 2 2. A N N U A L. R E P O R T. A p r i l 2 7 t h , 2 0 2 3. T o t a l L i a b i l i t i e s. a n d M e m b e r s ' E q u i t y8499 Tamarack Road. Woodbury, MN 55125. Account Changes. Make an update to your Ideal Credit Union account: Add PODs/beneficiaries*. Beneficiary Designation Form. Direct Deposit. Have your payroll check deposited automatically into your checking or savings account with Direct Deposit. Download the form and give it to your employer's payroll ...Microsoft Word - Document3. Please copy the code below into the text box below the disclosure.Tuesday, Apr 4th, 2023. 436 Hits. April is #Financial Literacy Month, and you can find events at local schools, libraries and, of course, your credit union! Along with those, be sure to plan some activities at home. Have a daily financial trivia question, like finding the difference between a Roth IRA and a Traditional IRA.Ideal CU offers this comprehensive guide to empower you in your student loan repayment journey. Whether you're just starting to pay off your loans or seeking ways to manage existing debts more effectively, we aim to provide insightful and practical advice. We understand that managing student loans can be a daunting task, potentially filled with ...(Woodbury, MN – May 2, 2022) Alisha Johnson, Chief Growth Officer at Ideal Credit Union, has been recognized among the Twin Cities top executives in financial services. Johnson was profiled in the May issue of the Twin Cities Business Magazine’s 2022 Notable Women in …Ideal Credit Union Celebrates CEO Brian Sherrick's 40th Anniversary. (Woodbury, MN - January 10, 2024) - Ideal Credit Union is pleased to congratulate CEO Brian Sherrick on his 40 th anniversary. Brian's visionary leadership has cultivated a vibrant, award-winning credit union, ranked among the top ten largest in Minnesota.Ideal CU is the recipient of a 2021 Minnesota Credit Union Network Marketing Award for Community Impact through our Cyber Security and Fraud Community Education program. We encourage all of our members and the community to use our valuable resources to help safeguard against fraud. Cyber Security On-DemandHenri al IV-lea, cunoscut sub numele de "le Grand" sau "Le Vert Galant", născut sub numele de Henri de Bourbon la 13 decembrie 1553 la Pau și asasinat la 14 mai 1610 la Paris, a fost rege al Navarrei din 9 iunie 1572 sub numele de Henri al III-lea și rege al Franței sub numele de Henri al IV-lea din 2 august 1589 până la moartea sa în 1610.The "Stop the Texts, Stop the Wrecks" campaign consists of 15 and 30 second TV ads on Twin Cities stations WCCO and KSTP, an online pledge at idealcu.com, and efforts to increase awareness through our social media channels. The two ads can also be found on Ideal CU's YouTube page. Stop in to any Ideal CU location or call us at 651-770-7000 to enroll in Business Online Banking. If you need additional assistance, please contact Business Services at 651-747-8900 or email us [email protected]. For more information, call Business Services at 651-747-8900 or email [email protected]. Educational Seminars. Ideal Credit Union educational seminars are full of opportunities for you to learn and achieve your goals. All seminars are open to the community and you do not need to be a member to attend. Browse below for pre-recorded and upcoming live events.Choose the Right Product: Ideal CU offers various debt consolidation products, including personal loans and home equity lines of credit. We'll help you choose the one that aligns with your financial status and goals. Make an appointment to meet with a Loan Representative if you aren't sure where to start.www.idealcu.com 2. allows you to get your paycheck, Social Security or other income up to two days early - based on when Ideal CU receives the funds.1 Expect More Turn to Ideal CU for personal services you can count on. For more information on Ideal CU - call 651-770-7000, click www.idealcu.com or visit. 1.Ideal CU is offering certificate specials on New Money Certificate Deposits. Grow your money faster and continue living your ideal life. For existing members to qualify for the certificate specials, they must deposit a minimum of $500 from another financial institution to fund the certificate.Ideal CU offers a complete range of services, including a full suite of electronic banking products, savings, checking, 24/7 loans approval, mortgage products and title services, exclusive VIP member payback, business services, investment services and more. Visit www.idealcu.com for details and locations.Dec, 31, 2023 — IDEAL CREDIT UNION is a federally insured state chartered credit union headquartered in WOODBURY, MN with 6 branch locations and about $1.02 billion in …Ideal CU gave members an extra chance to win $1,000, with one drawing each week! Members are automatically entered with every purchase made using their Ideal Debit or My Rewards™ Debit Card. Our monthly Use & Win debit card . promotion began in January of 2017, and to . date, Ideal CU has given away $48,000 to 48 lucky members chosen by ...Ideal CU is a proud VIP Sponsor of the Minnesota Brain . Tumor . 5K, taking place at the Stillwater Area High School on Sunday, May 21. The MN Brain Tumor 5K is an annual run or walk event in support of brain tumor research and awareness. What sets this event apart from others like it is that 100% ofCard Management. There are several ways to manage your Ideal CU Debit Card or Credit Card using Ideal Digital Banking and other convenient tools. Monitor and track transactions, set up custom alerts, enable your cards for use with your favorite digital wallets and more. Need to report a lost or stolen card? Please visit our lost/stolen card page.Here’s what you need to know about skip-a-payment: How skip-a-payment works. Depending on the credit union, skip-a-payment is available to qualifying members year-round or during select times of the year. The program is generally only allowed for loans with terms that are 12 months or longer, have been open at least nine months, and have …idealcu.com. Phone number (800) 247-0857. Get Directions. 3225 Denmark Ave Eagan, MN 55121. Suggest an edit. You Might Also Consider. Sponsored. Secure Tax Services. 6.2 miles. Local own operator read more. Nick Fairbanks at …Close to 1,000 current Ideal CU members live in the Stillwater community. Founded in 1926, Ideal Credit Union is a member owned financial institution that specializes in providing excellent member service, great rates and convenience to 50,000 members. Ideal CU offers a complete range of services, including a full suite of electronic banking ...InstagramMicrosoft Word - Document3. Please copy the code below into the text box below the disclosure.We would like to show you a description here but the site won't allow us.Ideal Rates. Ideal Credit Union is dedicated to helping you make the most of your hard-earned money. As a not-for-profit financial institution, we understand the value of your finances and strive to provide competitive deposit and loan rates that work in your favor. Whether you're looking for credit cards, l oans or seeking higher returns on ...From finding a home to financing one, and everything in between, Ideal Credit Union's Real Estate Center is your go-to real estate easy button where you'll find everything needed to search for, buy, sell and save on your next home, including:. Easy online search features: Whether you're searching from your computer at home or on-the-go with your smartphone or tablet, HomeAdvantage®provides ...Ideal CU Certificates. Both our personal and business members can choose from our regular and IRA certificates, low minimum certificates or one of our certificate specials. Get started today and enjoy a competitive, high rate on your savings dollars. Terms from 91 days to 60 months available. Start with as little as $500 based on the CD and ...Example of payment, pay $44.43 per month per $1,000 borrowed for 24 months at 6.24% APR. Rates are subject to change at any time. **Actual rates based on applicant's payment and credit history. To be eligible for an 84 month term, vehicle must be 2020 or newer and minimum loan amount must be $30,000.★ Ideal CU Partners With Enterprise Car Sales ★ Exclusive Savings With Trust & Will! ★ TruStage Insurance Discounts ★ See All Member Benefits & Discounts. OUR LOCATIONS. Schedule an in-person or video appointment. Eagan. 3225 Denmark Ave Eagan, MN 55121. Inver Grove. 7791 Amana TrailIn the past four years, Ideal CU has paid out over $2.6 million to VIP members since the program's inception in 2012. "The VIP program is designed to encourage members to bring all of their accounts to Ideal and when they do, we reward their loyalty by paying an annual VIP dividend," said Brian Sherrick, Ideal CU President/CEO. Stop in to any Ideal CU location or call us at 651-770-7000 to enroll in Business Online Banking. If you need additional assistance, please contact Business Services at 651-747-8900 or email us [email protected]. For more information, call Business Services at 651-747-8900 or email [email protected]. Ideal CU members will be required to complete an Eligibility & Release Form. Such document must be completed within seven (7) calendar days from the date of notification, as determined by Ideal CU. Noncompliance within these time periods will result in disqualification by Ideal CU and an alternate winner will be selected, time permitting. ...Welcome to the Ideal Credit Union Online Payment System. Your Ideal Credit Union Loan account number is required to make payments found on your welcome letter and signed loan documents. Payments made after 7:00pm will be processed next business day. Welcome to the Ideal Credit Union Online Payment System. Your Ideal Credit Union Loan account number is required to make payments found on your welcome letter and signed loan documents. Payments made after 7:00pm will be processed next business day. Ideal CU is offering certificate specials on New Money Certificate Deposits. Grow your money faster and continue living your ideal life. For existing members to qualify for the certificate specials, they must deposit a minimum of $500 from another financial institution to fund the certificate.Ideal CU has run this popular holiday promotion since 2012 and has given away $16,000 to lucky members. The $1,000 Debit Card Giveaway runs from November 23 – December 20, 2016. No purchase is necessary and there is no cost to participate. For official rules and disclosure information, visit www.idealcu.com.She has been an employee for Ideal CU for more than 20 years. Her key role is to connect with members in the community about Ideal CU through different platforms. Some of Geneva's hobbies include finding recipes on Pinterest and testing them out for her family, watching her three children play ALL the sports, and of course binge watching her ...Ideal CU - Find branch locations near you. Full listings with hours, contact info, Services, Routing Numbers, Membership Eligibility, reviews and more. (HQ: Woodbury, MN)The properties of an ideal gas are all summarized in one formula of the form: p \cdot V = n \cdot R \cdot T p ⋅ V = n ⋅ R ⋅ T. where: T T - Temperature of the gas, measured in kelvins. To find any of these values, simply enter the other ones into the ideal gas law calculator. For example, if you want to calculate the volume of 40 moles ...Welcome to Blaze Credit Union. Life’s trails can be tough. It’s natural to sometimes feel a little lost—we get it. We’ve been down this path before, guiding people like you since 1931. Toward your dreams. Toward your goals. We’re driven by …Whether you're already a member of Ideal CU or a new friend just taking a look around, Get Wiify is your guide to all that's in it for you when you make the ldeal financial choice. We've partnered with well-known service providers and online retailers to provide Ideal Credit Union members with exclusive discounts and benefits.Secure and easy to monitor. Paying bills online or using the Ideal Mobile Banking App is a secure way to get the job done faster — no need to worry about mailing checks or a payment being applied incorrectly. Even better, you will always be able to view past payments and have peace of mind knowing the correct payee received them.Ideal CU offers a complete range of services, including a full suite of electronic banking products, savings, checking, loans, mortgage products and title services, business services, investment services and more. For more information visit www.idealcu.com. Media Relations Contact Marla Pieton [email protected] Katie …www.idealcu.com Compare the costs, then switch and save. Because real life spending isn't always planned, manage those times with Ideal CU's Blue Rewards or Gold Visa Card. Ideal CU has credit card solutions you can trust. And, you can earn points or cash back on your credit card purchases while taking advantage of Ideal CU'sFind a Branch or ATM. Ideal Credit Union has six locations conveniently located in and around the Twin Cities Metro Area. Members enjoy access to their funds and accounts with CO-OP's nearly 30,000 surcharge-free* ATMs and 5,000+ shared branches nationwide. Additionally, MoneyPass® ATMs are available to Ideal CU members, surcharge-free.*.*APR = Annual Percentage Rate. 1 Ideal CU Blue Rewards variable APR ranges from 14.40% - 17.99% dependent on creditworthiness. Afterwards APR varies with market based on Prime Rate. No Annual Fee. Transaction fees for balance transfer and convenience checks are 2% of the amount of each transfer not to exceed $75.00 (Minimum $10) and …Welcome to TTC TestRail. We hope you have a most enjoyable experience, happy testing!Making Informed Choices with Ideal CU. Personal loans offer financial flexibility for a wide range of needs and life events. Whether you're consolidating high-interest debt, making an important purchase or experiencing a significant life event, a personal loan can provide the resources you need when you need them. However, it's crucial to make ...Ideal Credit Union offers online banking tools to manage your accounts, transfer funds, pay bills and deposit checks. Enroll now and access Ideal Digital Banking from any device. Find a Branch or ATM. Ideal Credit Union has six locations conveniently located in and around the Twin Cities Metro Area. Members enjoy access to their funds and accounts with CO-OP's nearly 30,000 surcharge-free* ATMs and 5,000+ shared branches nationwide. Additionally, MoneyPass® ATMs are available to Ideal CU members, surcharge-free.*. Ideal Rates. Ideal Credit Union is dedicated to helping you make the most of your hard-earned money. As a not-for-profit financial institution, we understand the value of your finances and strive to provide competitive deposit and loan rates that work in your favor. Whether you're looking for credit cards, l oans or seeking higher returns on ... Recreational Vehicle Loans. Part of the ideal life is living it to the fullest. We're here to help you do just that. Ideal Credit Union offers low rates on recreational vehicle loans including motorcycles, ATVs, boats & other marine vehicles, snowmobiles and RVs. As always, our top priority is getting you as close to your affordable payment as ... The credit union may report information about your account to credit bureaus. By submitting this application, you authorize the credit union to verify credit and employment history by any necessary means, including request of a credit report by a credit-reporting agency. Late payments, missed payments or other defaults on your account may be ...
For long-term savings, look for an option that offers an attractive earnings rate, like a share certificate at Ideal CU. Keep that emergency fund and other short-term savings in an account that allows you to make withdrawals without asking too many questions, like a checking account at Ideal CU. Step 6: Make it automatic. Www ucbi com
The right insurance can help give you peace of mind. Backed by more than 80 years of working with credit unions and their members, you can count on TruStage to help protect what matters most. Trust us for all your insurance needs, including life, health, car and home, accidental death and dismemberment coverage and more.Ideal Credit Union is a full service not-for-profit financial institution providing checking, savings, mortgage, credit cards, competitive low rate loans, business loans, investment services and more.We would like to show you a description here but the site won't allow us.A RenoFi loan through Ideal Credit Union has many great benefits for members looking to finance a large renovation: Get the funds you need for the whole project -- up to 90% of your home's post- renovation value (up to $250,000). Enjoy the flexibility of a Home Equity Line of Credit and a competitive rate. Skip the hassles of a construction loan.Ideal Credit Union | 1,203 followers on LinkedIn. Live the Ideal Life. 2020 Top Workplaces (Star Tribune) 2023 Best Places to Work | Ideal Credit Union is a not-for-profit, member-owned financial cooperative dedicated to providing financial services and products that deliver true value to our members. At the core of our business philosophy is our promise …*Ideal CU Business Visa Platinum variable Annual Percentage Rate (APR) ranges from 14.50% - 17.99% dependent on creditworthiness. Afterward, APR varies with market based on Prime Rate. No Annual Fee. Foreign Transaction fees are 1% of each transaction in U.S. Dollars. Fast track card ship fee $40. Convenience Check Stop Payment fee $35.Malware scams, also known as tech support scams, begin as a seemingly innocent phone call. As described, a scammer reaches out to an individual and informs them that their computer or another device has been hacked. The caller will claim that the alleged hacker has gained access to the victim's computer and can now do all kinds of damage.4.41%. 4.50%. *APY = Annual Percentage Yield is accurate as of October 10, 2023. Rates subject to change at any time. Interest is compounded and paid monthly. Minimum $25,000 to open account. If balance falls below $25,000, the account will earn 0.00% APY. Interest begins to accrue on the business day you deposit any non-cash item. Recreational Vehicle Loans. Part of the ideal life is living it to the fullest. We're here to help you do just that. Ideal Credit Union offers low rates on recreational vehicle loans including motorcycles, ATVs, boats & other marine vehicles, snowmobiles and RVs. As always, our top priority is getting you as close to your affordable payment as ... 1984 - 1988. View Brian Sherrick's profile on LinkedIn, the world's largest professional community. Brian has 1 job listed on their profile.Personal Loan Options. It's your ideal life — we're here to help you live it. Browse our personal loan options and select the one that fits your goals best. Then simply apply online to get started.She has been an employee for Ideal CU for more than 20 years. Her key role is to connect with members in the community about Ideal CU through different platforms. Some of Geneva's hobbies include finding recipes on Pinterest and testing them out for her family, watching her three children play ALL the sports, and of course binge watching her ...Ideal CU gave members an extra chance to win $1,000, with one drawing each week. Members are automatically entered with every purchase made using their Ideal Debit or My Rewards™ Debit Card. Our monthly Use & Win debit card promotion began in January of 2017, and to date, Ideal CU has given away $48,000 to 48 lucky members chosen by randomMinimum of $1,500 Direct Deposit or $20,000 in combined balances in Ideal CU Savings, Checking, Loans, Visa and/or Mortgage required in Relationship Checking to avoid $15 monthly service fee. High Yield Checking Rates. Rates as of: Balance Interest Rate APY* Non-Qualified: 0.05%: 0.05%: $0 - $20,000.00:8499 Tamarack Road. Woodbury, MN 55125. Account Changes. Make an update to your Ideal Credit Union account: Add PODs/beneficiaries*. Beneficiary Designation Form. Direct Deposit. Have your payroll check deposited automatically into your checking or savings account with Direct Deposit. Download the form and give it to your employer's payroll ...RoundUp Savings occur when the Ideal CU Debit Card transactions are rounded up to an even dollar amount. An additional amount of $1 or $2 can also be added to each transaction and transferred to RoundUp Savings. If the minimum criteria are not met, the account earns 0.05% APY per month. *APY = Annual Percentage Yield.Contact Ideal CU in Stillwater. Location: Stillwater Branch. Address: Ideal CU Stillwater Branch 2020 Washington Avenue S Stillwater, MN 55082. Phone Number: (651) 770-7000. Toll-Free: (800) 247-0857. Rates subject to change at any time. Accounts closed within 6 months of opening incur a $25.00 fee. Choose an Ideal Credit Union High Yield Checking Account to earn a high everyday rate and enjoy lesser fees, convenience services such as online & mobile banking, and even a monthly chance to win $1,000. Open your checking account today. Ideal CU's Zero Down program offers a low fixed rate with flexible terms. To qualify, applicants must have a minimum credit score of 700. The loan is available for purchase transactions and owner occupied residences up to a maximum loan amount of $475,000. Private Mortgage Insurance coverage is required and some restrictions may apply.Please review our Membership eligibility on the Ideal Credit Union website at www.Idealcu.com and/or speak with one of our service representatives to determine if you are eligible to join. Eligibility also includes Credit Union employees. If you retire, change jobs (outside the field of membership) orSpace is limited so reserve your seat at www.idealcu.com or call (651) 747-HOME (4663). Buying or Selling Your Home? Attend a Free Seminar First Whether you're a first-time buyer, or looking to sell your home, Ideal CU's FREE 2019 Home Education Seminar series brings you expert advice from Ideal CU's.